HSA/FSA Eligible
Save 30% by using your HSA/FSA funds
Unlock pre-tax HSA/FSA spending on eligible Nordvik wellness products and save an average of 30% on your sauna investment.
How it works
Pay with pre-tax HSA/FSA funds: HSA/FSA eligible purchases typically work by adding qualified products to your cart, completing a brief health qualification survey, and then either paying directly with your HSA/FSA card or using a regular credit card and submitting for reimbursement later with the proper documentation.
Contact our customer care team at info@nordvikoutdoors.com to learn about HSA/FSA payment options for your wellness investment.
Frequently Asked Questions
1. How does using my HSA/FSA account save me money?
HSA/FSA accounts were created so individuals could use pre-tax money to pay for expenses used to treat, mitigate, or prevent a diagnosed medical condition. Because HSA/FSAs use pre-tax money, you're getting more purchasing power for your dollars. Rather than pay taxes on income and then spend it on wellness items, qualified customers can use pre-tax funds to invest in their health.
An individual can contribute up to $4,150 pretax to their HSA per year, or $8,300 for a family (plus an additional $1,000 if you are at least 55 years old). Individuals can contribute up to $3,200 pretax to their FSA per year (with an additional $500 in employer contributions allowed).
2. Can I pay with a regular credit card and get reimbursed later?
Yes, you can pay with a regular credit card and seek reimbursement later from your HSA/FSA account. After completing the qualification process, you'll receive documentation that you can submit along with your purchase receipt to your HSA/FSA administrator for reimbursement. The process typically takes a few days, though timing varies by administrator.
3. What is a Letter of Medical Necessity, and how is this compliant?
A Letter of Medical Necessity (LMN) makes your wellness purchases qualified medical expenses in the same way a visit to the doctor's office or pharmaceutical product is. There are thousands of studies showing that wellness activities like sauna use can be effective medicine to prevent and reverse various health conditions. Your LMN satisfies all IRS requirements to make your wellness spend fully reimbursable.
4. What are FSA and HSA accounts?
Health savings accounts (HSA) and flexible spending accounts (FSA) are programs that allow you to set aside pre-tax dollars for eligible healthcare expenses. If you're unsure whether or not you have an HSA or FSA account, please check with your employer or insurance company.
5. I don't have enough funds in my HSA/FSA account to reimburse the entire purchase. Can I still use HSA/FSA?
Yes. You can still submit for partial reimbursement. For example, if you purchase an eligible sauna for $10,000 but only have $6,000 in your account, you can reimburse $6,000 of your purchase with your tax-free funds (with the remaining $4,000 paid for as normal).
6. How long does HSA or FSA reimbursement take?
For most FSA/HSA administrators, your expenses will be approved within days when you submit your claim for reimbursement along with your receipt and Letter of Medical Necessity. The exact timing will vary based on your administrator.
7. Are there fees associated with using HSA/FSA services?
Please contact our customer care team for specific information about any processing fees that may apply.
Ready to use your HSA/FSA funds?
Contact our wellness specialists at info@nordvikoutdoors.com to learn more about using your HSA/FSA benefits for your Nordvik sauna investment.